Personal Injury Articles for the Injured of NJ

How Payments from Your Own Medical Insurance or Workers Compensation Affect Your Settlement

Posted by Francis M. Smith on Wed, Mar 23, 2016

By Francis M. Smith

Becoming the victim of a serious accident, in addition to being physically and emotionally traumatic, is often very expensive. You may find yourself racking up substantial medical bills while being unable to work. Fortunately, our society has developed some methods of offsetting some of these expenses – chiefly in the form of health insurance. An employer-provided or private health insurance policy, workers' compensation, Medicaid or Medicare, or a similar source may cover some or all of your medical expenses after a serious injury. When this happens, it's important to understand how this coverage interacts with your efforts to secure injury compensation from the parties responsible for your accident.

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Topics: Injuries, Workplace Accidents, insurance company, settlement compensation

Falls in Construction Sites

Posted by Francis M. Smith on Mon, Apr 27, 2015

By Francis M. Smith

Construction sites can be, by their very nature, hazardous locations. Heavy equipment, ladders and scaffolding, holes and trenches, and other features can create dangers that can only be mitigated, not entirely erased. It is the duty of the general contractor or property manager in charge of a construction site to maintain it in as safe a condition as possible, but sometimes corners are cut or errors are made, resulting in accidents. Every year, more than 68,000 injury claims result from slip and fall accidents on or around construction sites – and of these, over 100 represent fatal accidents. Often the victims of these falls at construction sites are workers employed by one of the companies (sub-contractors) operating on the job site, but passers-by or other people are also at risk of falling accidents in these areas.

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Topics: Trip and Fall, Dangerous Condition, Dangerous Premises, Slip and Fall, Construction Accidents, Workplace Injury, Workplace Accidents

Work Place Falls

Posted by Francis M. Smith on Mon, Apr 06, 2015

By Francis M. Smith

One of the more common places for a slip and fall accident to take place is at the accident victim's place of employment. In New Jersey, an injured worker usually cannot sue an employer for negligence. If the only entity or person responsible for an injury is an employer or a co-worker, the injured person's only avenue to receive compensation for their injuries is through workers' compensation. Depending on the circumstances surrounding the injury, however, there may be other parties who contributed to your accident, and if these third-party entities were negligent in some fashion that led to your work fall, you may be able to pursue legal action against them to seek compensation for your injuries.

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Topics: Trip and Fall, Product Liability Cases, Dangerous Condition, Slip and Fall, Workplace Injury, Workplace Accidents

Ladder Falls

Posted by Francis M. Smith on Wed, Mar 11, 2015

By Francis M. Smith

Among the most dangerous types of elevated falls are ladder falls. The primary purpose of a ladder is to allow the user to climb to some height off the ground – whether that's only a couple of feet on a stepladder to change a light bulb, or a dozen yards on an extension ladder to work on a construction project – and being off the ground poses the inherent risk of falling. That's why everyone involved in the activity, from the person doing the climbing to other people working around them to the manufacturer that designed and sold the ladder itself, has a responsibility to reduce that risk as much as possible. Ladder falls can result in serious damage to the neck, back, and spine, broken bones, severe head trauma, or even death.

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Topics: Injuries, Slip and Fall, Workplace Accidents, injury compensation, ladder falls

Use of Life Expectancy Tables in Personal Injury Cases

Posted by Francis M. Smith on Wed, Jun 11, 2014

By Francis M. Smith

Some personal injury cases are straightforward: another car crashes into yours and your leg is broken, requiring immediate treatment and several months of physical therapy in order to enable you to recover fully and resume your customary activities. But sometimes the injuries suffered by an accident victim are of a severity or a nature that he or she is left with a permanent disability, a lifelong condition, or an increased risk of future health problems. Joint damage may render a patient more likely to develop arthritis later in life and at an earlier age, and head trauma can leave a victim more vulnerable to sustaining serious damage from subsequent head injuries. So how are these permanent injuries and increased risks adjudicated when it's time to work out how much you deserve in fair compensation for your injuries?

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Topics: Injuries, Motor Vehicle Accidents, Car Accidents, Trip and Fall, Motorcycle Accident, Permanent Injury, Dangerous Premises, Automobile Litigation, Dog Bites, Brain Injury, Construction Accidents, Herniated Disc, Bulging Disc, Evidence, Workplace Injury, Workplace Accidents, Sports Injuries, Truck Accidents

Waitress Burned from Flambéed Pig Denied Personal Injury Damages

Posted by Francis M. Smith on Wed, Oct 23, 2013

By Francis M. Smith

In most circumstances, if you are injured due to the careless or negligent actions of another party or on property maintained by another party, there exists the potential to seek personal injury damages from that responsible party in court. However, the situation changes significantly when the injured person is an employee of the responsible party and the injury occurred on the job. In the majority of cases, workers' compensation benefits are the only avenue of remedy that an employee has when they sustain a serious or disabling injury while on the job; they are barred by law from bringing personal injury claims against their employers. It is only when the employer can be demonstrated to have deliberately sought to cause physical harm to an employee, or knowingly acted in a manner so egregiously dangerous that serious harm was a virtual certainty, that the employee is entitled to pursue personal injury damages from their employer.

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Topics: Workplace Accidents

Overexertion Third Leading Cause of Unintentional Injuries

Posted by Francis M. Smith on Fri, Jun 21, 2013

By Francis M. Smith
Many people think that back pain is simply an inevitable part of getting older or working at a physically demanding job, but pain is a signal from the body that something is wrong, and overexertion injuries are incredibly common, in both the workplace and at home.

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Topics: Injuries, Workplace Injury, Workplace Accidents

NJ Personal Injury Lawyer Discusses Ladder Accidents

Posted by Francis M. Smith on Wed, Jun 19, 2013

By Francis M. Smith
Every day, homeowners and people working in numerous industries use ladders to accomplish repairs and building maintenance, stock store shelves, work on construction projects, and in countless other tasks. Each of these actions, and indeed any use of a ladder, involves an element of risk, and ladder accidents can result in serious injury, including damage to the brain and spine, or even death in the worst cases. As such, it's important to practice essential safety measures when working on or around a ladder to prevent these ladder accidents, whether you're on the job or around the house.

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Topics: Workplace Injury, Workplace Accidents

NJ Assembly Passes Social Media Privacy Bill

Posted by Francis M. Smith on Mon, Jun 10, 2013

By Francis M. Smith
The New Jersey Assembly has recently approved legislation that would protect the privacy of employees and job seekers from employers seeking details about their social media activity. In recent years, many companies have attempted to require employees and job candidates to provide the user names and passwords to their Facebook, Twitter, and other social media accounts, or to log in on a company computer and allow the employer to view their account. In other cases, employers have required workers to "friend" a supervisor or a company account, giving this account access to seeing all the information that the employee posts. Employees who refuse may face disciplinary action, and job seekers often feel compelled to provide their login details because refusal may cost them the job they were applying for.

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Topics: Evidence, Workplace Injury, Workplace Accidents

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