Personal Injury Articles for the Injured of NJ

Auto Insurance – What Do I Need? Uninsured Motorist Coverage

Posted by Francis M. Smith on Mon, Jun 04, 2012

Most of my clients don’t find out that they have terrible auto insurance until it’s too late – they have been involved in an accident and they are sitting in front of me talking about what they can do.

By then it’s too late to change anything. The coverage you have when a car accident occurs is fixed as of that date and nothing can change it. So be sure to get the right coverage from the start.

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Topics: Motor Vehicle Accidents, Automobile Insurance, NJ Auto Insurance, NJ Car Insurance, UM/UIM Coverage, Uninsured Motorist Coverage

Auto Insurance – What Do I Need? Underinsured Motorist Coverage

Posted by Francis M. Smith on Sun, Jun 03, 2012

By Francis M. Smith
 
UNDERINSURED MOTORIST COVERAGE

In this article on auto insurance, I would like to discuss Underinsured Motorist Coverage, an auto insurance policy option that protects drivers for property damage and bodily injury caused by car accidents when the other driver has insufficient coverage.

Underinsured Motorist Coverage compensates the injured party for the difference between the injury suffered from the auto accident and the liability covered by the insurance of the driver at fault. And, like Uninsured Motorist Coverage, Underinsured Motorist Coverage is a part of your auto insurance policy that your insurance carrier would rather you didn’t know about.

Here’s an example of how Underinsured Motorist Coverage works:

I recently resolved a case for 

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Topics: NJ Personal Injury Attorney, Motor Vehicle Accidents, Automobile Insurance, NJ Auto Insurance, NJ Car Insurance, UM/UIM Coverage, Underinsured Motorist Coverage

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