Personal Injury Articles for the Injured of NJ

When Injured in a Truck Accident, Do You Need a Lawyer?

Posted by Francis M. Smith on Wed, Apr 18, 2018

By Francis M. Smith

When you first begin the process of seeking compensation for your injuries after a truck accident, the insurance adjuster representing the trucking company will most likely try to convince you that hiring a lawyer is unnecessary and expensive, or that your claim will be resolved more quickly and efficiently if you don’t “go to the trouble” of getting a lawyer. In reality, however, injured plaintiffs who work with an attorney receive more money on average in compensation for their injuries than accident victims who pursue their claims unrepresented, even after legal fees and costs are factored in. The insurance adjuster would much rather you go into the injury claim process unrepresented in the hope that your inexperience with the legal process and the stress of your injuries will render you overwhelmed and easier to take advantage of.

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Topics: Motor Vehicle Accidents, Truck Accidents, settlement compensation

What You Need to Know About Insurance Companies When Injured in a Truck Accident

Posted by Francis M. Smith on Fri, Apr 13, 2018

By Francis M. Smith

After you’ve been injured in a truck accident, a representative from the insurance provider representing the trucking company is almost certain to contact you very promptly. The insurance adjuster or investigator who speaks to you will most likely be very friendly and assure you that he wants to help get your claim resolved quickly and easily, and all he needs to make that happen is for you to answer a few questions and sign some release forms. He will probably assure you that you don’t need a lawyer, and that the process will be easier and you will save money without an attorney. However, none of this is true. An insurance adjuster’s job is to protect his employer’s financial resources from “unnecessary losses” like paying out injury claims. No matter how friendly and helpful the insurance adjuster tries to appear, he is not on your side and is not concerned with your best interests. Instead, he hopes to take advantage of the average injured claimant’s lack of experience with the injury claim process to trick accident victims into making mistakes that will hurt their cases and reduce the amount of compensation they can recover.

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Topics: Motor Vehicle Accidents, Truck Accidents, insurance adjuster

Hit By A Truck: What Are The Damages In Your Case?

Posted by Francis M. Smith on Mon, Apr 09, 2018

By Francis M. Smith

When you pursue a truck accident case after a serious crash, you should be seeking more than simply the costs of your medical bills and the repairs to your car. The purpose of a personal injury suit is to restore you fully to your pre-accident state of being, as far as it is possible to do so. This means that any sort of harm you have suffered as a result of your accident should be compensated in some manner, even if it’s difficult to assign a dollar value to some of the ways your life has been impacted by your injuries.

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Topics: Motor Vehicle Accidents, Truck Accidents, injury compensation

How are Truck Accident Injuries’ Medical Bills Paid?

Posted by Francis M. Smith on Fri, Mar 30, 2018

By Francis M. Smith

While the intent of pursuing an injury claim against the parties responsible for your commercial truck accident is, in part, to be compensated for the costs of the medical treatment you received for your accident injuries, rarely does the insurance company representing the other driver actually pay your medical bills directly. In fact, if the insurance adjuster offers to do so, it’s likely that he is simply trying to appease you in order to resolve your claim quickly – and for much less money than you actually deserve for your injuries. In most cases, your medical costs will need to be paid by another means initially, which will then be reimbursed out of your eventual settlement or court-ordered damages.

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Topics: Motor Vehicle Accidents, Truck Accidents, injury compensation

Medical Treatment after a Truck Accident

Posted by Francis M. Smith on Fri, Mar 16, 2018

By Francis M. Smith

After any serious automotive accident – but especially if you’ve been hurt in a crash involving a commercial truck – the very first thing you should do is seek appropriate medical treatment for your injuries. Prompt treatment will help increase your chance of a full recovery, and obtaining medical care right away provides a clear record of your injuries, which can prove essential later on if you need to pursue a personal injury claim against the trucking company responsible for your accident.

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Topics: Motor Vehicle Accidents, Truck Accidents

What Causes Semi Truck Accidents?

Posted by Francis M. Smith on Mon, Feb 26, 2018

By Francis M. Smith

After any serious automotive accident, one of the first questions on the minds of those affected by the crash is, “What caused this to happen?” This is even more the case in the aftermath of commercial semi truck accidents, given the severity of the injuries and the size of the lawsuits that often result from such crashes. The reasons for wanting an answer may vary; the injured accident victim and his or her attorney may need to know whose negligence was responsible for the crash, while the trucking company and regulatory agencies are motivated to determine how they can reduce the likelihood of similar accidents happening in the future. Regardless of the motivation, the search for answers often begins with the vehicle’s driver, then moves on to the vehicle itself, and then to the circumstances surrounding the accident. Any or all of these sources may hold a partial explanation of what caused the crash, and by thoroughly exploring all the factors at work in the accident, you and your attorney can assemble a complete picture of what happened.

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Topics: Motor Vehicle Accidents, Truck Accidents

Understanding Federal Trucking Safety Regulations

Posted by Francis M. Smith on Wed, Feb 21, 2018

By Francis M. Smith

Large commercial trucks serve a pivotal role in the American economy, transporting the materials and products that are so enmeshed in our everyday lives. Unfortunately, these semi trucks also have the potential to be extremely dangerous. Any truck with a gross vehicle weight rating (GVWR) of 10,000 pounds or more is classed as a large truck – the vehicles we think of as semis, tractor trailers, big rigs, and 18-wheelers fall under this classification. Many of these vehicles are much larger than the threshold of 10,000 pounds; the maximum legal weight before the truck is considered overloaded is 80,000 pounds, nearly half of which is made up of the combined weight of the empty truck and trailer. Studies addressing large truck accidents have demonstrated that the vast majority of these crashes involve trucks weighing in excess of 26,000 pounds. Coupled with the fact that the weight and momentum of these large vehicles make their crashes particularly devastating for any passenger cars involved in the accident, these facts make semi truck safety all the more worthy of regulatory attention.

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Topics: Motor Vehicle Accidents, Truck Accidents

When Injured in a Semi Truck Accident in NJ, Who is at Fault?

Posted by Francis M. Smith on Mon, Feb 19, 2018

By Francis M. Smith

When pursuing an injury claim following any kind of automotive accident, the question of fault is one of the most important matters to address. Your attorney must be able to prove that some other party was negligent in some way that resulted in your injuries. The issue of fault and liability becomes significantly more complex when the vehicle that caused your accident was a commercial semi truck. Several different individuals and companies are involved in the operation, loading, maintenance, and oversight of these large trucks, and the more parties who influence or affect a vehicle, the more different ways there are for something to go wrong. Figuring out exactly which of these potential problems played a role in causing your accident, and therefore who should be included as a defendant in your lawsuit, is one of the tasks facing your attorney in the early stages of the handling of your case.

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Topics: Motor Vehicle Accidents, Truck Accidents, injury compensation

Tips on Calling Your Insurer after an Accident with a Truck

Posted by Francis M. Smith on Mon, Feb 12, 2018

By Francis M. Smith

Following any serious car accident, it can be difficult to know how to proceed or who you can turn to. Your vehicle has probably suffered major damage and might be totaled, and you or your passengers may be injured. You’ve heard how dangerous it can be to interact with the other driver’s insurance company, how their insurance adjuster will try to twist the things you say to paint the accident as your fault rather than his client’s (especially when the other vehicle was a large commercial truck, because of the high stakes usually associated with semi truck accidents) – but what does that mean for dealing with your own insurance company?

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Topics: Motor Vehicle Accidents, Truck Accidents, injury compensation, insurance company

How Insurance Companies Value Truck Accident Claims

Posted by Francis M. Smith on Fri, Feb 09, 2018

By Francis M. Smith

The personal injury damages an accident victim receives as a result of an automotive accident are intended to help the injured person to be “made whole” to the greatest extent possible – that is, to be restored to their pre-accident state, or as close to it as financial compensation and medical technology permits. Though the dollar values of some accident damage awards and settlements can sound impressively high to a third-party observer, they are an imperfect form of recompense at best; given the choice, practically every injured plaintiff would rather the accident had never happened in the first place than to receive a settlement or injury damages. Ironically this is especially true in the case of semi truck accidents, despite the often impressive sums involved in resolving these claims. Because of the huge difference in size and weight between a passenger vehicle and an 18-wheeler, the injuries that result from crashes between the two are generally devastating, if not fatal.

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Topics: Motor Vehicle Accidents, Truck Accidents, insurance company, settlement compensation

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