Personal Injury Articles for the Injured of NJ

Pre-litigation in Personal Injury Cases Explained

Posted by Francis M. Smith on Wed, Feb 20, 2019

By Francis M. Smith

For many people who suffer injuries in an automotive or other accident, their efforts to obtain compensation for their injuries are the first experience they have with civil courts and litigation. The procedures and jargon surrounding personal injury suits can be confusing to anyone encountering it for the first time, and that confusion only adds to the stress of dealing with serious injuries and the resulting financial pressures. As an example, an injured plaintiff might anxiously wonder what “pre-litigation” is, what role it plays in their pursuit of compensation, and how a suit can be successful even if it never moves past the pre-litigation stage.

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Topics: Car Accidents, Slip and Fall, Bicycle Accidents, motorcycle injuries, personal injury complaint

The Defense's Answer to the Personal Injury Complaint

Posted by Francis M. Smith on Mon, Feb 20, 2017

By Francis M. Smith

Once your attorney has submitted your personal injury complaint letter to the court in order to initiate your lawsuit proceedings, it’s the insurance company’s turn to respond. If they have not already done so, the insurance company will assign one of their adjusters to your case. It’s his job to resolve your claim out of court if possible, or otherwise lay the groundwork for a strong defense against your lawsuit. Either way, his primary goal is to reduce the amount of money that the insurance company is required to pay you to as small a sum as he can. The insurance company will also assign one of their own lawyers to your case, or hire an outside attorney to represent them. It is this lawyer who will prepare the insurance provider’s response to your personal injury complaint.

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Topics: discovery phase, comparative negligence, answer to personal injury complaint, personal injury complaint

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