Personal Injury Articles for the Injured of NJ

Road Dangers for Bicyclists and Pedestrians

Posted by Francis M. Smith on Mon, Nov 12, 2018

By Francis M. Smith

Whenever cyclists and pedestrians share space with motorists, there exists the danger of a collision. The person walking or biking will almost inevitably come off worse in any such accident, because they lack the protection of a motor vehicle and its myriad design features intended to protect its passengers from harm. Most cyclists have no more protective gear than a bicycle helmet standing between them and serious injury, and pedestrians generally have only the clothes on their backs, which offer negligible protection. It’s no surprise, then, that pedestrians and cyclists who are struck by motor vehicles often sustain severe injuries, including bone fractures, abrasions and lacerations (with ensuing risk of infection and scarring), head trauma (including traumatic brain injury), and back or spinal injuries. In the worst cases, the collision may result in death.

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Topics: Bicycle Accidents, Pedestrian Accidents, Bicycle Safety

Insurance Tactics to Reduce Claims for Pedestrian and Bicycle Accident Cases

Posted by Francis M. Smith on Mon, Oct 15, 2018

By Francis M. Smith

Insurance companies employ highly trained professionals known as claims adjusters to handle personal injury cases caused by the negligence of their policy holders. When a pedestrian or cyclist like you is struck by a vehicle, a claims adjuster for the driver’s insurance company springs into action as soon as the accident is reported. Regardless of what the claims adjuster may say to you, he has one goal in mind, the purpose for which the insurance company hired him: to ensure that his employer has to pay you as little money as he can manage, or none at all. To that end, insurance adjusters have a large playbook of tactics at their disposal, but a few tricks are particularly common – simply because they overwhelmingly tend to work against injured claimants who lack experience in dealing with insurance companies and injury lawsuits. By learning how to recognize these deceptive tactics and knowing how to respond, you can protect yourself from being unfairly denied the opportunity to receive the fair compensation you deserve.

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Topics: Bicycle Accidents, Pedestrian Accidents, injury compensation, insurance company, insurance adjuster

How is medical care for bicycle accidents’ and pedestrian accidents’ injuries covered?

Posted by Francis M. Smith on Fri, Sep 21, 2018

By Francis M. Smith

In the aftermath of any accident, your first priority should be to seek medical care for yourself and anyone else who suffered injuries. However, that critical step brings up its own series of concerns, starting with the question of how the medical treatment you receive will be paid for. If you were injured in an auto accident while driving or riding in a car, the answer is fairly simple, due to New Jersey’s no-fault insurance laws. But what happens when you’re struck by a car while walking or riding a bicycle? This is a much less familiar situation, and many injury victims who find themselves in an emergency room being asked for their insurance information don’t know the answer to it.

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Topics: Bicycle Accidents, Pedestrian Accidents

How does the Claims Process Work in Pedestrian and Bicycle Accident Cases

Posted by Francis M. Smith on Wed, Sep 19, 2018

By Francis M. Smith

When an injured client comes to me after a pedestrian or bicycle accident, their first question is often, “Do I have a case worth pursuing?” Once we discuss their accident and determine that they have a strong enough case, the next question tends to be, “How does all this work, and how long will it take?” This is a question that can be both easy and difficult to answer: easy, in that the basic structure and sequence of events remains much the same for most injury cases – difficult, in that the details of every case are unique and may cause different steps to take more or less time than average.

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Topics: Bicycle Accidents, Pedestrian Accidents, settlement compensation

Rising Pedestrians and Bicyclists Hit-and-run Crash Deaths Alarm Communities

Posted by Francis M. Smith on Mon, Jul 30, 2018

By Francis M. Smith

The number of people choosing to walk or bicycle instead of drive, either as part of their daily commute or for other excursions, has increased – in part due to the health benefits of being active. Unfortunately, sharing the road with other vehicles without the protection of a car has its dangers as well as its salubrious effects. There is a rising trend of fatal hit and run accidents involving a pedestrian or cyclist being struck by a car, giving pause to even the most health-conscious jogger or cyclist.

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Topics: Bicycle Accidents, Pedestrian Accidents, Bicycle Safety

What Do You Need to Report in the Emergency Room following a bicycle or pedestrian accident?

Posted by Francis M. Smith on Mon, Jul 23, 2018

By Francis M. Smith

There exists a wealth of advice on the internet describing what a person should do if they’ve been hit by a car – but the immediate aftermath of an accident, when you’re on your way to the emergency room after being struck by a vehicle while walking or cycling, is not the time for extensive checklists. When you are struggling with the stress, pain, trauma, and disorientation of a serious accident, the way forward needs to be simple and clear. So here it is. The first time you see a doctor for your injuries, whether it’s in the emergency room, at an urgent-care center, or with your family physician, there are really only two things you need to remember to communicate in order to protect your rights in any eventual injury claim:

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Topics: Bicycle Accidents, Pedestrian Accidents

Do Insurance Companies Require Medical Exams by Their Selected Doctors for Bicycle or Pedestrian Accidents?

Posted by Francis M. Smith on Wed, Jul 11, 2018

By Francis M. Smith

When seeking treatment for a serious injury resulting from an accident, it’s reasonable to expect that the doctors and other medical providers you interact with will be primarily concerned with your well-being and recovery – and of course, that’s generally true. However, there is one medical professional often involved in personal injury claims whose main interests lie elsewhere, and of whom you should be wary: the doctor performing what the insurance company may call an “independent” medical examination (IME). (The word “independent” is in quotes here because in reality, this examination is anything but independent; the insurance company pays a doctor they know to perform these exams, and he knows that their continued patronage relies on his reports containing what they want to hear.)

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Topics: Bicycle Accidents, Independent Medical Exam, Pedestrian Accidents

Overcoming fears and apprehension when filing insurance claims for bicycle and pedestrian accidents

Posted by Francis M. Smith on Mon, Jul 09, 2018

By Francis M. Smith

The purpose of a personal injury suit is to help a person who has been harmed through the negligence of another – to return a person as closely to their pre-accident state as possible, and to compensate for pain, inconvenience, and other losses. Why, then, are so many people hesitant to file an injury suit after they’ve been hurt in an accident? While the reasons for this apprehension are as varied and numerous as the injured cyclists and pedestrians who are hurt in automotive accidents, there are a few common threads in their reasoning.

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Topics: Bicycle Accidents, Pedestrian Accidents, insurance company, settlement compensation

Do You Need to File an Accident Report when Injured in a Bicycle or Pedestrian Accident?

Posted by Francis M. Smith on Fri, Jun 08, 2018

By Francis M. Smith

Finding advice about what to do when you’ve been involved in an automotive accident with another driver isn’t difficult; the internet is full of helpful information, and I’ve written extensively on the topic on this blog. But accident victims who have been hit by a car while walking or riding a bicycle are often confused about how much of that advice applies to their situation. For instance, do you need to file an accident report with the police if you’ve been hit by a car as a pedestrian or cyclist?

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Topics: Bicycle Accidents, Pedestrian Accidents

Can Pokemon Go be Made Safer for the Road?

Posted by Francis M. Smith on Mon, Jul 31, 2017

By Francis M. Smith

Since its debut a little over a year ago, Pokemon Go has captured the interest of a huge and surprisingly diverse player base. The ability to encounter and capture animated creatures "in the wild" as you walk around your neighborhood appeals to more than just the children that the colorful characters seem designed for. Many adults who have enjoyed the franchise since its beginning 21 years ago have seized on this new iteration of their favorite game series, while newcomers to the Pokemon world have quickly found themselves drawn into the excitement of "catching them all." As a smartphone app, the game is even more easily able to reach a wide range of potential players, since mobile devices are rarely far from the hands of most Americans.

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Topics: Motor Vehicle Accidents, Distracted Driving, Pedestrian Accidents

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