Personal Injury Articles for the Injured of NJ

Motorcycle Insurance FAQs

Posted by Francis M. Smith on Mon, Nov 13, 2017

By Francis M. Smith

Motorcycle Insurance

 

Q: Do I need to buy a separate insurance policy for my motorcycle?

A: Yes. Car insurance does not extend to cover motorcycles, due to the significant differences in risk between the two kinds of vehicle, so you will need to purchase a separate motorcycle insurance policy, regardless of whether you already have auto insurance. New Jersey law requires riders to carry a minimum of $15,000 per person and $30,000 per accident of liability coverage. However, this legal minimum is almost certainly insufficient coverage for any serious accident. If a passenger riding with you is hurt, their injuries could be very severe and require extensive medical treatment. Liability coverage of at least $100,000 per person and $300,000 per accident is recommended, along with an equal amount of uninsured/underinsured motorist (UIM) coverage.

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Topics: Motorcycle Accident, motorcycle laws, motorcycle injuries, motorcycle accident lawyer, motorcycle insurance

Motorcycle Accidents: Let Your Lawyer Be Your Guide

Posted by Francis M. Smith on Wed, Oct 18, 2017

By Francis M. Smith

In general, the higher the stakes in a motorcycle injury claim, the more complicated the case becomes, in large part due to the fact that the insurance company involved in the case will look for any justification it can find to reduce a large compensation figure. The injury claim resulting from a serious motorcycle accident can quickly become confusing even for experienced injury lawyers, which is why it's so vital to find an attorney with an extensive background in motorcycle accident cases to help you pursue your claim.

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Topics: Motorcycle Accident, injury compensation, motorcycle injuries, motorcycle accident lawyer

Let Your Lawyer Be Your Guide

Posted by Francis M. Smith on Mon, Aug 31, 2015

By Francis M. Smith

Any automobile accident injury claim can quickly become a complicated process, and this is doubly true of motorcycle accidents. Dealing with the doctors, specialists, physical therapists, and health insurers as you work toward recovering from your injuries is stressful enough on its own, but in order to seek compensation for those injuries you'll also have to contend with an insurance adjuster. Insurance companies want you to believe that when you're injured, there's just a routine bit of paperwork that needs to be filled out in order for you to get the compensation you deserve; that's certainly the impression their trust-inspiring ad slogans cultivate. The reality is a much longer and more frustrating proposition. It's important to have an experienced motorcycle accident lawyer working to guide you through the process.

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Topics: Motorcycle Accident, motorcycle laws, motorcycle injuries, motorcycle accident lawyer

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