Personal Injury Articles for the Injured of NJ

When Injured in a Truck Accident, Do You Need a Lawyer?

Posted by Francis M. Smith on Wed, Apr 18, 2018

By Francis M. Smith

When you first begin the process of seeking compensation for your injuries after a truck accident, the insurance adjuster representing the trucking company will most likely try to convince you that hiring a lawyer is unnecessary and expensive, or that your claim will be resolved more quickly and efficiently if you don’t “go to the trouble” of getting a lawyer. In reality, however, injured plaintiffs who work with an attorney receive more money on average in compensation for their injuries than accident victims who pursue their claims unrepresented, even after legal fees and costs are factored in. The insurance adjuster would much rather you go into the injury claim process unrepresented in the hope that your inexperience with the legal process and the stress of your injuries will render you overwhelmed and easier to take advantage of.

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Topics: Motor Vehicle Accidents, Truck Accidents, settlement compensation

What You Need to Know About Insurance Companies When Injured in a Truck Accident

Posted by Francis M. Smith on Fri, Apr 13, 2018

By Francis M. Smith

After you’ve been injured in a truck accident, a representative from the insurance provider representing the trucking company is almost certain to contact you very promptly. The insurance adjuster or investigator who speaks to you will most likely be very friendly and assure you that he wants to help get your claim resolved quickly and easily, and all he needs to make that happen is for you to answer a few questions and sign some release forms. He will probably assure you that you don’t need a lawyer, and that the process will be easier and you will save money without an attorney. However, none of this is true. An insurance adjuster’s job is to protect his employer’s financial resources from “unnecessary losses” like paying out injury claims. No matter how friendly and helpful the insurance adjuster tries to appear, he is not on your side and is not concerned with your best interests. Instead, he hopes to take advantage of the average injured claimant’s lack of experience with the injury claim process to trick accident victims into making mistakes that will hurt their cases and reduce the amount of compensation they can recover.

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Topics: Motor Vehicle Accidents, Truck Accidents, insurance adjuster

Hit By A Truck: What Are The Damages In Your Case?

Posted by Francis M. Smith on Mon, Apr 09, 2018

By Francis M. Smith

When you pursue a truck accident case after a serious crash, you should be seeking more than simply the costs of your medical bills and the repairs to your car. The purpose of a personal injury suit is to restore you fully to your pre-accident state of being, as far as it is possible to do so. This means that any sort of harm you have suffered as a result of your accident should be compensated in some manner, even if it’s difficult to assign a dollar value to some of the ways your life has been impacted by your injuries.

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Topics: Motor Vehicle Accidents, Truck Accidents, injury compensation

How are Truck Accident Injuries’ Medical Bills Paid?

Posted by Francis M. Smith on Fri, Mar 30, 2018

By Francis M. Smith

While the intent of pursuing an injury claim against the parties responsible for your commercial truck accident is, in part, to be compensated for the costs of the medical treatment you received for your accident injuries, rarely does the insurance company representing the other driver actually pay your medical bills directly. In fact, if the insurance adjuster offers to do so, it’s likely that he is simply trying to appease you in order to resolve your claim quickly – and for much less money than you actually deserve for your injuries. In most cases, your medical costs will need to be paid by another means initially, which will then be reimbursed out of your eventual settlement or court-ordered damages.

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Topics: Motor Vehicle Accidents, Truck Accidents, injury compensation

Safe Drivers at Mercy of Unsafe Drivers

Posted by Francis M. Smith on Mon, Mar 19, 2018

By Francis M. Smith

Careful and responsible drivers take numerous precautions to keep themselves and their families safe on the road, from the scrupulous use of their turn signals to coming to a full stop when required by a stop sign to regular maintenance of their vehicles. Unfortunately, no matter how cautious and well-prepared a motorist tries to be, there is one variable he cannot control: the behavior of others. The safety of everyone on the road depends on the agreement of everyone who gets behind the wheel to abide by the same set of basic rules- we sometimes call them "the rules of the road". All it takes is one person deciding he is in too much of a hurry to follow those rules, to put a dangerous snarl in that carefully constructed system. In moments, the poor choices of an unsafe driver can result in a serious collision affecting not just himself, but anyone unlucky enough to be sharing the road with him.

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Topics: Motor Vehicle Accidents, Distracted Driving

Medical Treatment after a Truck Accident

Posted by Francis M. Smith on Fri, Mar 16, 2018

By Francis M. Smith

After any serious automotive accident – but especially if you’ve been hurt in a crash involving a commercial truck – the very first thing you should do is seek appropriate medical treatment for your injuries. Prompt treatment will help increase your chance of a full recovery, and obtaining medical care right away provides a clear record of your injuries, which can prove essential later on if you need to pursue a personal injury claim against the trucking company responsible for your accident.

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Topics: Motor Vehicle Accidents, Truck Accidents

What legalization of marijuana in NJ might do to car accident rates

Posted by Francis M. Smith on Wed, Mar 14, 2018

By Francis M. Smith

With a new year and a new governor, New Jersey residents can expect some significant legislative changes on the horizon. In particular, Governor Phil Murphy is expected to move forward on campaign promises regarding the legalization of recreational marijuana use in the coming months. Understandably, this predicted move has provoked questions from New Jersey drivers about the possible effects that a newly-legalized intoxicant might have on road safety and accident rates. However, accurate answers to these questions are not easy to come by.

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Topics: Motor Vehicle Accidents, Car Accidents

Using Uber or Lyft? Do you know who pays for the riders’ injuries in car accidents?

Posted by Francis M. Smith on Fri, Mar 02, 2018

By Francis M. Smith

Ride-sharing services occupy a strange sort of middle ground with respect to liability. It’s very clear who pays for your injuries if you’re hurt in an accident while riding in a taxi owned by a cab company and driven by one of its employees. It’s also clear who pays for your injuries if you’re in an accident while your friend is giving you a ride as a favor, even if you chip in for gas. But ride-sharing companies like Uber and Lyft have traditionally been viewed as neither fish nor fowl under the law, leaving customers uncertain where to turn in the event of an accident. Lyft and Uber drivers are independent contractors, not employees of the companies that provide the ride-sharing apps. However, these drivers’ insurance companies have balked at the prospect of paying commercial taxi-like claims in exchange for personal-vehicle premiums. Thanks to a law passed in late 2016, New Jersey residents now have a bit more clarity on the subject.

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Topics: Motor Vehicle Accidents, injury compensation, insurance company, liability insurance

What Causes Semi Truck Accidents?

Posted by Francis M. Smith on Mon, Feb 26, 2018

By Francis M. Smith

After any serious automotive accident, one of the first questions on the minds of those affected by the crash is, “What caused this to happen?” This is even more the case in the aftermath of commercial semi truck accidents, given the severity of the injuries and the size of the lawsuits that often result from such crashes. The reasons for wanting an answer may vary; the injured accident victim and his or her attorney may need to know whose negligence was responsible for the crash, while the trucking company and regulatory agencies are motivated to determine how they can reduce the likelihood of similar accidents happening in the future. Regardless of the motivation, the search for answers often begins with the vehicle’s driver, then moves on to the vehicle itself, and then to the circumstances surrounding the accident. Any or all of these sources may hold a partial explanation of what caused the crash, and by thoroughly exploring all the factors at work in the accident, you and your attorney can assemble a complete picture of what happened.

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Topics: Motor Vehicle Accidents, Truck Accidents

Understanding Federal Trucking Safety Regulations

Posted by Francis M. Smith on Wed, Feb 21, 2018

By Francis M. Smith

Large commercial trucks serve a pivotal role in the American economy, transporting the materials and products that are so enmeshed in our everyday lives. Unfortunately, these semi trucks also have the potential to be extremely dangerous. Any truck with a gross vehicle weight rating (GVWR) of 10,000 pounds or more is classed as a large truck – the vehicles we think of as semis, tractor trailers, big rigs, and 18-wheelers fall under this classification. Many of these vehicles are much larger than the threshold of 10,000 pounds; the maximum legal weight before the truck is considered overloaded is 80,000 pounds, nearly half of which is made up of the combined weight of the empty truck and trailer. Studies addressing large truck accidents have demonstrated that the vast majority of these crashes involve trucks weighing in excess of 26,000 pounds. Coupled with the fact that the weight and momentum of these large vehicles make their crashes particularly devastating for any passenger cars involved in the accident, these facts make semi truck safety all the more worthy of regulatory attention.

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Topics: Motor Vehicle Accidents, Truck Accidents

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