Personal Injury Articles for the Injured of NJ

Hit By A Truck: What Are The Damages In Your Case?

Posted by Francis M. Smith on Mon, Apr 09, 2018

By Francis M. Smith

When you pursue a truck accident case after a serious crash, you should be seeking more than simply the costs of your medical bills and the repairs to your car. The purpose of a personal injury suit is to restore you fully to your pre-accident state of being, as far as it is possible to do so. This means that any sort of harm you have suffered as a result of your accident should be compensated in some manner, even if it’s difficult to assign a dollar value to some of the ways your life has been impacted by your injuries.

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Topics: Motor Vehicle Accidents, Truck Accidents, injury compensation

How are Truck Accident Injuries’ Medical Bills Paid?

Posted by Francis M. Smith on Fri, Mar 30, 2018

By Francis M. Smith

While the intent of pursuing an injury claim against the parties responsible for your commercial truck accident is, in part, to be compensated for the costs of the medical treatment you received for your accident injuries, rarely does the insurance company representing the other driver actually pay your medical bills directly. In fact, if the insurance adjuster offers to do so, it’s likely that he is simply trying to appease you in order to resolve your claim quickly – and for much less money than you actually deserve for your injuries. In most cases, your medical costs will need to be paid by another means initially, which will then be reimbursed out of your eventual settlement or court-ordered damages.

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Topics: Motor Vehicle Accidents, Truck Accidents, injury compensation

Using Uber or Lyft? Do you know who pays for the riders’ injuries in car accidents?

Posted by Francis M. Smith on Fri, Mar 02, 2018

By Francis M. Smith

Ride-sharing services occupy a strange sort of middle ground with respect to liability. It’s very clear who pays for your injuries if you’re hurt in an accident while riding in a taxi owned by a cab company and driven by one of its employees. It’s also clear who pays for your injuries if you’re in an accident while your friend is giving you a ride as a favor, even if you chip in for gas. But ride-sharing companies like Uber and Lyft have traditionally been viewed as neither fish nor fowl under the law, leaving customers uncertain where to turn in the event of an accident. Lyft and Uber drivers are independent contractors, not employees of the companies that provide the ride-sharing apps. However, these drivers’ insurance companies have balked at the prospect of paying commercial taxi-like claims in exchange for personal-vehicle premiums. Thanks to a law passed in late 2016, New Jersey residents now have a bit more clarity on the subject.

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Topics: Motor Vehicle Accidents, injury compensation, insurance company, liability insurance

When Injured in a Semi Truck Accident in NJ, Who is at Fault?

Posted by Francis M. Smith on Mon, Feb 19, 2018

By Francis M. Smith

When pursuing an injury claim following any kind of automotive accident, the question of fault is one of the most important matters to address. Your attorney must be able to prove that some other party was negligent in some way that resulted in your injuries. The issue of fault and liability becomes significantly more complex when the vehicle that caused your accident was a commercial semi truck. Several different individuals and companies are involved in the operation, loading, maintenance, and oversight of these large trucks, and the more parties who influence or affect a vehicle, the more different ways there are for something to go wrong. Figuring out exactly which of these potential problems played a role in causing your accident, and therefore who should be included as a defendant in your lawsuit, is one of the tasks facing your attorney in the early stages of the handling of your case.

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Topics: Motor Vehicle Accidents, Truck Accidents, injury compensation

Tips on Calling Your Insurer after an Accident with a Truck

Posted by Francis M. Smith on Mon, Feb 12, 2018

By Francis M. Smith

Following any serious car accident, it can be difficult to know how to proceed or who you can turn to. Your vehicle has probably suffered major damage and might be totaled, and you or your passengers may be injured. You’ve heard how dangerous it can be to interact with the other driver’s insurance company, how their insurance adjuster will try to twist the things you say to paint the accident as your fault rather than his client’s (especially when the other vehicle was a large commercial truck, because of the high stakes usually associated with semi truck accidents) – but what does that mean for dealing with your own insurance company?

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Topics: Motor Vehicle Accidents, Truck Accidents, injury compensation, insurance company

Motorcycle Accidents Most Common Causes

Posted by Francis M. Smith on Wed, Nov 08, 2017

By Francis M. Smith

Motorcycle accidents are among the most devastating vehicular crashes that happen on our nation's roads. Motorcycles are not only much smaller than passenger cars, but they lack the protective passenger cabin that sedans have; with no sturdy shell between a rider's body and the road (or another vehicle), the only buffer from injury a rider has is the helmet and gear he or she wears. While helmets definitely save lives, it's no surprise that motorcyclists are dramatically more likely to die or be severely injured in a crash than occupants of a passenger vehicle. Because of this, every rider should be aware of the primary causes of motorcycle accidents, how those dangers can be avoided or mitigated, and what options they have in the event of a crash.

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Topics: Motorcycle Accident, injury compensation, motorcycle injuries

Motorcycle Accidents: Let Your Lawyer Be Your Guide

Posted by Francis M. Smith on Wed, Oct 18, 2017

By Francis M. Smith

In general, the higher the stakes in a motorcycle injury claim, the more complicated the case becomes, in large part due to the fact that the insurance company involved in the case will look for any justification it can find to reduce a large compensation figure. The injury claim resulting from a serious motorcycle accident can quickly become confusing even for experienced injury lawyers, which is why it's so vital to find an attorney with an extensive background in motorcycle accident cases to help you pursue your claim.

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Topics: Motorcycle Accident, injury compensation, motorcycle injuries, motorcycle accident lawyer

10 Tips to Maximize Your Recovery from a Motorcycle Accident

Posted by Francis M. Smith on Wed, Sep 06, 2017

By Francis M. Smith

After a motorcycle accident, there are a handful of basic steps that most resources will recommend you take in order to protect yourself and any claim for compensation that you might pursue. I've touched on these ideas before, but I think they're worth a more systematic and in-depth look; the actions you take in the days (or even hours) after a motorcycle crash can have a dramatic impact on your claim for compensation.

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Topics: Motorcycle Accident, injury compensation, motorcycle injuries

Motorcycle Accident Injuries: Do You Have a Case?

Posted by Francis M. Smith on Fri, Aug 11, 2017

By Francis M. Smith

When you contact an attorney after a motorcycle accident, one of the first things he will help you figure out is whether you have a viable personal injury case. Not all accidents will result in successful injury claims, because the circumstances and details of every accident are different. In order to win a motorcycle injury claim, you and your lawyer must be able to make a convincing case that someone else (usually the other driver involved in your accident, but occasionally some other party whose actions affected the situation in some way) was negligent, and that this act of negligence caused your injuries.

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Topics: Motorcycle Accident, injury compensation

How Insurance Companies Fight to Avoid Taking Responsibility for Your Injuries

Posted by Francis M. Smith on Wed, Jul 12, 2017

By Francis M. Smith

When faced with a personal injury claim, insurance companies are much less interested in the reality of the situation than they are in protecting their financial bottom line. Insurance providers want to make money by taking in more in insurance premiums than they pay out for claims, so there is a strong incentive to reduce the amount they pay accident victims as much as possible, or avoid paying them entirely. To that end, insurance adjusters will pursue any plausible-sounding argument (and some really implausible ones as well!) that would stand a chance of convincing a jury that you aren’t entitled to compensation for your injuries.

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Topics: injury compensation, comparative negligence, insurance company

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