By Francis M. Smith
Across the state of New Jersey there were more than 290,000 accidents during 2011. For most drivers who were injured during this time, the statute of limitations is either expired or getting very close to expiring. When you have been injured or lost a loved one in an auto accident, you have only two years from the date of an accident to file a personal injury or wrongful death claim. The only exception to this is if the injured victim is under the age of 18.
Protecting your rights
After an automobile accident, your insurance company will accept a claim for damage to your vehicle. In addition to this damage, you will most likely incur medical expenses and possibly rehabilitation bills. Compounding these expenses is the real potential of not being able to return to work because of your injury or medications you are taking for your injury. In these cases, you may have the right to file a claim for expenses incurred as a result of your injuries. In order to protect those rights, you probably need to retain the services of a personal injury attorney.
Getting the right help
Many motor vehicle accident injury cases are very complicated and can be very confusing if you do not know the law. New Jersey insurance policies are also complicated, with more than 90 percent of all policies having lawsuit limitations, which can impact your ability to collect remuneration for pain and suffering. If you are uncertain if your policy has these limitations, it is a good idea to contact an attorney to find out, your ability to recover financially after an accident could hinge on these limits.
Being involved in a vehicle accident is bad enough. When you are dealing with an uninsured or under-insured driver, it can be even worse. If you are injured as the result of an accident, you probably have a lot of questions. I can help you address your concerns and answer those questions. Please feel free to contact me for information and advice. I'll be happy to meet with you and help you determine the right course of action. Of course, there is no obligation and if we determine it is advisable for you to file a personal injury lawsuit, I work on a contingency basis so you never have to worry about paying me unless I get results.