Personal Injury Articles for the Injured of NJ

Francis M. Smith

Esq., NJ Personal Injury Attorney
Find me on:

Recent Posts

Understanding Federal Trucking Safety Regulations

Posted by Francis M. Smith on Wed, Feb 21, 2018

By Francis M. Smith

Large commercial trucks serve a pivotal role in the American economy, transporting the materials and products that are so enmeshed in our everyday lives. Unfortunately, these semi trucks also have the potential to be extremely dangerous. Any truck with a gross vehicle weight rating (GVWR) of 10,000 pounds or more is classed as a large truck – the vehicles we think of as semis, tractor trailers, big rigs, and 18-wheelers fall under this classification. Many of these vehicles are much larger than the threshold of 10,000 pounds; the maximum legal weight before the truck is considered overloaded is 80,000 pounds, nearly half of which is made up of the combined weight of the empty truck and trailer. Studies addressing large truck accidents have demonstrated that the vast majority of these crashes involve trucks weighing in excess of 26,000 pounds. Coupled with the fact that the weight and momentum of these large vehicles make their crashes particularly devastating for any passenger cars involved in the accident, these facts make semi truck safety all the more worthy of regulatory attention.

Read More

Topics: Motor Vehicle Accidents, Truck Accidents

When Injured in a Semi Truck Accident in NJ, Who is at Fault?

Posted by Francis M. Smith on Mon, Feb 19, 2018

By Francis M. Smith

When pursuing an injury claim following any kind of automotive accident, the question of fault is one of the most important matters to address. Your attorney must be able to prove that some other party was negligent in some way that resulted in your injuries. The issue of fault and liability becomes significantly more complex when the vehicle that caused your accident was a commercial semi truck. Several different individuals and companies are involved in the operation, loading, maintenance, and oversight of these large trucks, and the more parties who influence or affect a vehicle, the more different ways there are for something to go wrong. Figuring out exactly which of these potential problems played a role in causing your accident, and therefore who should be included as a defendant in your lawsuit, is one of the tasks facing your attorney in the early stages of the handling of your case.

Read More

Topics: Motor Vehicle Accidents, Truck Accidents, injury compensation

How to Handle Accident Follow-up Calls from Other Driver’s Insurance Company

Posted by Francis M. Smith on Wed, Feb 14, 2018

By Francis M. Smith

After a car accident caused by another driver, you can expect that driver’s insurance company to try to make contact with you in short order. The insurance adjuster who reaches out to you will probably seem very friendly and accommodating, and talk about how he wants to get your claim straightened out for you as quickly as possible. So what should you say to the representative of the other driver’s insurance company?

Read More

Topics: Motor Vehicle Accidents, insurance company, insurance adjuster

Tips on Calling Your Insurer after an Accident with a Truck

Posted by Francis M. Smith on Mon, Feb 12, 2018

By Francis M. Smith

Following any serious car accident, it can be difficult to know how to proceed or who you can turn to. Your vehicle has probably suffered major damage and might be totaled, and you or your passengers may be injured. You’ve heard how dangerous it can be to interact with the other driver’s insurance company, how their insurance adjuster will try to twist the things you say to paint the accident as your fault rather than his client’s (especially when the other vehicle was a large commercial truck, because of the high stakes usually associated with semi truck accidents) – but what does that mean for dealing with your own insurance company?

Read More

Topics: Motor Vehicle Accidents, Truck Accidents, injury compensation, insurance company

How Insurance Companies Value Truck Accident Claims

Posted by Francis M. Smith on Fri, Feb 09, 2018

By Francis M. Smith

The personal injury damages an accident victim receives as a result of an automotive accident are intended to help the injured person to be “made whole” to the greatest extent possible – that is, to be restored to their pre-accident state, or as close to it as financial compensation and medical technology permits. Though the dollar values of some accident damage awards and settlements can sound impressively high to a third-party observer, they are an imperfect form of recompense at best; given the choice, practically every injured plaintiff would rather the accident had never happened in the first place than to receive a settlement or injury damages. Ironically this is especially true in the case of semi truck accidents, despite the often impressive sums involved in resolving these claims. Because of the huge difference in size and weight between a passenger vehicle and an 18-wheeler, the injuries that result from crashes between the two are generally devastating, if not fatal.

Read More

Topics: Motor Vehicle Accidents, Truck Accidents, insurance company, settlement compensation

5 Most Common Misconceptions About Motorcycle Insurance

Posted by Francis M. Smith on Wed, Feb 07, 2018

By Francis M. Smith

Insurance companies spend a great deal of money and effort to cultivate the impression in the minds of their customers that they are trustworthy and have the customer's best interests at heart. One of the worst times to discover how unwarranted that reputation may be is in the aftermath of a serious motorcycle accident. You rely on your insurance to protect you when disaster strikes, but how justified is your trust in your motorcycle insurance? Too many riders discover too late that they believed one or more of these dangerous myths about their insurance coverage.

Read More

Topics: Personal Injury Protection, Automobile Insurance, insurance company, motorcycle insurance

What is Umbrella (or "Excess" ) Insurance? Is Umbrella Insurance Right for Me?

Posted by Francis M. Smith on Mon, Feb 05, 2018

By Francis M. Smith

Many kinds of insurance policies have two distinct functions: they provide a way to pay for the help we need when we are harmed, and they protect the assets we have worked to earn in the event that a mistake we make harms someone else. The latter type of protection is liability coverage. If you become a defendant in a lawsuit, the relevant type of liability coverage you carry may be used to compensate the plaintiff for their damages without involving your personal funds, property, or future earnings. Having sufficient liability coverage protects your assets and your family's financial stability.

Read More

Topics: Automobile Insurance, homeowners insurance, liability insurance, umbrella insurance

How does a personal injury attorney prepare to win a semi truck accident suit?

Posted by Francis M. Smith on Wed, Jan 31, 2018

By Francis M. Smith

When you begin working with an attorney on your truck accident injury case, your attorney will need to take action almost immediately. One of the first stages in dealing with any injury claim involves investigating the circumstances of the accident and collecting evidence to support your account of the events that resulted in your injury. Some of the evidence that your attorney will gather must be preserved quickly, or else it may be lost. Photographs should be taken of the accident scene as quickly as possible, ideally before the crash is cleared away, and while any signs of the accident are still present. Eyewitnesses should be interviewed while the events of the incident remain fresh in the minds of those involved. However, when your accident involves a commercial semi truck, there are many more items of time-sensitive evidence that your lawyer must take steps to secure. The more evidence supporting your case that your attorney has at his disposal, the more likely you will achieve a fair and successful outcome to your injury lawsuit.

Read More

Topics: Motor Vehicle Accidents, Truck Accidents

Alarming Semi Truck Accident Statistics

Posted by Francis M. Smith on Mon, Jan 29, 2018

By Francis M. Smith

Large commercial trucks play an integral role in our consumer-driven economy, transporting materials and goods across the country. These trucks are an ever-present feature on our highways, so commonplace that it’s easy to forget the very real danger they pose to other drivers and road users in the event that something goes wrong. Semi trucks are huge vehicles, topping out at a legal maximum of 80,000 pounds fully loaded, and all that weight means they impart massive force on impact during a collision. The huge mass of a tractor trailer also means that it takes longer to stop than a smaller vehicle, and this problem is compounded by adverse conditions such as poor brakes or slippery roads. Because semi trucks have a much higher ground clearance than passenger automobiles, a collision between the two may result in the passenger car being crushed underneath the larger truck.

Read More

Topics: Motor Vehicle Accidents, Truck Accidents

What Kind of Evidence Needs to be Preserved in Truck Accidents?

Posted by Francis M. Smith on Fri, Jan 26, 2018

By Francis M. Smith

Accidents involving commercial semi trucks differ from collisions between passenger vehicles in a few key ways. Most obviously, the massive size and weight of an 18-wheeler means that it has a great deal more destructive potential than any sedan or SUV, resulting in much greater property damage and more severe injuries, on average. As a direct consequence of this, and due to the size and wealth of the trucking companies that own these vehicles, injury lawsuits involving semi trucks generally involve much higher financial stakes than the average automotive injury claim. Because of the large sums of money at risk, trucking companies and their insurance providers are quick to get on top of any accident involving one of their vehicles, often sending an insurance adjuster out to the accident site within hours of the crash. Their investigators act swiftly to gain control of the situation and turn matters to their favor in any way they can – making it all the more important for your attorney to begin his own investigation as quickly as possible.

Read More

Topics: Motor Vehicle Accidents, Truck Accidents

Subscribe by Email

Client Reviews for Francis M. Smith, Esq., NJ Personal Injury Attorney

 Write a Review of Francis M. Smith, Esq., NJ Personal Injury Attorney

Most Popular Posts

Browse by Tag

Follow Me