Personal Injury Articles for the Injured of NJ

FDA Approves New Test for Concussions

Posted by Francis M. Smith on Thu, May 02, 2019

By Francis M. Smith

Concussion injuries, referred to in the medical profession as traumatic brain injuries (TBIs), are at once among the more common injuries suffered by both children and adults, and one of the more dangerous kinds of injury. Every year, emergency rooms across the United States treat roughly 2.5 million head injuries, and correctly diagnosing whether a patient has sustained a TBI is key to ensuring proper treatment and optimal recovery. Unfortunately, concussion injuries aren’t always easy to diagnose.

Read More

Topics: Sports Injuries, concussion, traumatic brain injury

New NJ Insurance Policy Limits Disclosure Law

Posted by Francis M. Smith on Thu, Apr 25, 2019

By Francis M. Smith

A bill recently passed in the New Jersey Senate will help injured plaintiffs make informed decisions in their pursuit of fair compensation for their injuries. The bill, S-2429, passed in the State Senate at the end of March, requires that insurance providers disclose the limits of coverage on a policy held by a customer who is party to an injury claim. After receiving a request for disclosure in connection with an injury claim (which must include a statement that the attorney represents a person injured in an accident involving someone insured by the provider, the insured person’s name and last known address, the date and time of the accident, and any existing police report), the insurance company has 30 days to respond in writing with a disclosure of the policy limits in question. The bill was sponsored by Senator Nicholas Scutari and Senator Nellie Pou, and co-sponsored by Senator Chris Brown. Having passed in the Senate on March 25th by a vote of 27-9, S-2429 will be sent to the Assembly to be considered.

Read More

Topics: Motor Vehicle Accidents, Automobile Insurance, injury compensation

Road Safety for NJ Walkers and Bikers

Posted by Francis M. Smith on Fri, Apr 19, 2019

By Francis M. Smith

Relying less on automotive transportation and choosing to walk or bike, either recreationally or as part of your daily commute, is often characterized as a frugal, healthy, and eco-friendly choice. Being a pedestrian or cyclist is not without its hazards, however; 2018 saw the highest number of pedestrian accident fatalities across the country since 1990. In the last decade alone, pedestrian deaths have increased by more than a third. These troubling trends persist despite pressure from pedestrian safety groups on states and municipalities to implement policies and modify road designs to protect pedestrians.

Read More

Topics: Distracted Driving, Bicycle Accidents, Pedestrian Accidents, Bicycle Safety

Common Residual or Permanent Injuries

Posted by Francis M. Smith on Fri, Apr 12, 2019

By Francis M. Smith

After suffering an injury in any sort of accident for which someone else was at fault, you are generally advised to wait until you have reached the point of maximum medical improvement before sending a demand letter for injury compensation to the relevant insurance company. “Maximum medical improvement” refers to the point at which your treating doctors believe that you have healed as fully as you are likely to heal, and that further medical intervention will not result in any additional improvement. For some patients, this means that they have recovered completely from their injuries, as though the accident never happened. Unfortunately, many accident victims are not so lucky. When they reach their maximum medical improvement, they still have some pain, stiffness, limited mobility, or other impairment that did not exist before their accident. These impairments are not expected to improve with time or treatment, remaining a permanent fixture in the patient’s life. These permanent injuries may prevent the accident victim from returning to a previous job or recreational activities, or impose other disruptive changes in the victim’s life. These long-term consequences are compensable harm, just as much as the medical bills, lost wages, and physical and emotional suffering that the victim incurred during treatment.

Read More

Topics: Permanent Injury, injury compensation, residual injuries

Sussex County NJ Fatal Car Crashes Increased in 2018

Posted by Francis M. Smith on Mon, Apr 08, 2019

By Francis M. Smith

While there has been an overall downward trend in automotive accident fatalities nationwide, New Jersey stands out with one of the lowest rates of car accident fatalities, with 6.7 fatalities per 100,000 residents in 2017. Only Massachusetts, Minnesota, New York, and the District of Columbia reported lower fatality rates that year. In even better news for New Jersey residents, the number of fatal accidents last year decreased from the 2017 figures, with 624 automotive-related fatalities in 2017 and 566 fatalities in 2018. However, that reduction in automotive deaths was not evenly distributed; Sussex County saw an increase in fatalities from 2017 to 2018.

Read More

Topics: Motor Vehicle Accidents, New Jersey Personal Injury Attorney, injury compensation

Head Injuries: National Youth Football Organization Changes Rules to Reduce Risk of Head Injuries

Posted by Francis M. Smith on Tue, Apr 02, 2019

By Francis M. Smith

The sport of American football has come under scrutiny in recent years at all levels of play, from the schoolyard to the Super Bowl, for the heightened risk of head injury that its players experience. Traumatic brain injuries (TBI), the more medically-accurate term for concussions, can have lasting effects on a sufferer’s physical, cognitive and emotional health, especially as repeated injuries accumulate over time. This year, the largest youth football organization in the US is implementing policies that it hopes will make the game less dangerous for participants in its youngest leagues.

Read More

Topics: Sports Injuries, concussion, traumatic brain injury

Increased Cell Phone Usage While Driving Creates Greater Accident Risks for Drivers

Posted by Francis M. Smith on Fri, Mar 29, 2019

By Francis M. Smith

For years,a common rallying cry used in efforts to raise public awareness about the dangers of distracted driving, especially involving the use of mobile devices, has been, “Hang up and drive!” While the intent behind this slogan remains as relevant as ever, the language may be due for an update, based on roadside surveys conducted by the Insurance Institute for Highway Safety. While distracted driving involving the use of cell phones remains a major contributing factor to deadly automotive collisions, the manner in which drivers are interacting with their mobile devices has changed over the past few years.

Read More

Topics: Distracted Driving, Text While Driving

Driving Danger Increases When Daylight Savings TIme Springs Forward

Posted by Francis M. Smith on Mon, Mar 25, 2019

By Francis M. Smith

Despite the stubborn residue of the last snowstorm still clinging to curbs and lawns, spring is only a matter of weeks away, and with it comes one of the more curious phenomena of the modern era: Daylight Savings Time. However, as we “spring forward” to chase the gradually-expanding daylight hours, it’s worth taking a moment to consider how the transition will affect our bodies and our safety as we make our daily commutes.

Read More

Topics: Motor Vehicle Accidents, Distracted Driving, Pedestrian Accidents, drowsy driving

Alarming Pedestrian Accidents and Deaths

Posted by Francis M. Smith on Fri, Mar 22, 2019

By Francis M. Smith

While automotive accident fatalities overall have been declining over the past few years, one kind of traffic-related death is dramatically bucking that trend. The rate of pedestrian deaths in motor vehicle accidents has been steadily increasing since 2009, to an estimated high in 2018 that hasn’t been equaled since 1990. These projections have been compiled in a report by the Governors Highway Safety Association, a nonprofit group that represents and draws data from highway safety offices nationwide. Using reported pedestrian death statistics from the first six months of 2018 and coupling those figures with historical trends in fatal accident data, the Association has produced an estimate that 6,227 pedestrian fatalities occurred as a result of automotive accidents in the whole of 2018. This figure, the largest number of pedestrian deaths in almost 30 years, represents a 35 percent increase in pedestrian fatalities over the course of a single decade. Coming at a time when other motor vehicle accident fatalities have been declining, this trend of increasing pedestrian deaths is a dangerous aberration that demands explanation.

Read More

Topics: Motor Vehicle Accidents, Distracted Driving, Drunk Driving, Pedestrian Accidents

When Insurance Companies Ignore Demand Letters

Posted by Francis M. Smith on Wed, Mar 06, 2019

By Francis M. Smith

If seeking compensation for injuries you suffered in an accident were a chess match, the demand letter you send to the other party’s insurance company might be the opening move. In this letter, your attorney lays out the facts of the case: the circumstances of the accident and why the insurance company’s client was at fault; what injuries you suffered and the costs of the treatment those injuries required; any other expenses and financial losses following from your injuries; and a description of the harm your injuries have caused you beyond the financial, for which you are also entitled to compensation. But what happens if the insurance company decides that their best move is not to play at all – if they offer no response whatsoever to your demand letter? The response to a demand letter is meant to open negotiations over an injury settlement, and the absence of a response leaves you and your attorney arguing with thin air. So what can you do in this case?

Read More

Topics: insurance company, settlement compensation, personal injury demand letter, insurance adjuster

Subscribe by Email

Client Reviews for Francis M. Smith, Esq., NJ Personal Injury Attorney

 Write a Review of Francis M. Smith, Esq., NJ Personal Injury Attorney

Most Popular Posts

Browse by Tag

Follow Me