Personal Injury Articles for the Injured of NJ

Communication between Attorney and Client – the Bedrock of a Strong Case

Posted by Francis M. Smith on Mon, Jul 16, 2018

By Francis M. Smith

Few people seeking an attorney’s help for the first time know what to expect. They might have some vague ideas based on friends’ experiences or media depictions, but when you’re recovering from a serious accident and need help to secure the compensation you deserve, you don’t want to stress over wondering about what to expect from your relationship with your attorney. That’s why I make it clear on my website exactly the kind of personal attention and communication you can expect if you choose to work with me.

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Topics: NJ Personal Injury Case, New Jersey Personal Injury Attorney

Do Insurance Companies Require Medical Exams by Their Selected Doctors for Bicycle or Pedestrian Accidents?

Posted by Francis M. Smith on Wed, Jul 11, 2018

By Francis M. Smith

When seeking treatment for a serious injury resulting from an accident, it’s reasonable to expect that the doctors and other medical providers you interact with will be primarily concerned with your well-being and recovery – and of course, that’s generally true. However, there is one medical professional often involved in personal injury claims whose main interests lie elsewhere, and of whom you should be wary: the doctor performing what the insurance company may call an “independent” medical examination (IME). (The word “independent” is in quotes here because in reality, this examination is anything but independent; the insurance company pays a doctor they know to perform these exams, and he knows that their continued patronage relies on his reports containing what they want to hear.)

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Topics: Bicycle Accidents, Independent Medical Exam, Pedestrian Accidents

Overcoming fears and apprehension when filing insurance claims for bicycle and pedestrian accidents

Posted by Francis M. Smith on Mon, Jul 09, 2018

By Francis M. Smith

The purpose of a personal injury suit is to help a person who has been harmed through the negligence of another – to return a person as closely to their pre-accident state as possible, and to compensate for pain, inconvenience, and other losses. Why, then, are so many people hesitant to file an injury suit after they’ve been hurt in an accident? While the reasons for this apprehension are as varied and numerous as the injured cyclists and pedestrians who are hurt in automotive accidents, there are a few common threads in their reasoning.

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Topics: Bicycle Accidents, Pedestrian Accidents, insurance company, settlement compensation

Young Drivers at Risk During 100 Deadliest Days

Posted by Francis M. Smith on Fri, Jun 15, 2018

By Francis M. Smith

The highest cause of death for teens and young adults between 15 and 24 years of age are accidents. According to the Center for Disease Control (CDC) 49% of all deaths that occur in those 10 years of age are caused by accidents – more than any other cause of death.

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Topics: Motor Vehicle Accidents, Distracted Driving

Do You Need to File an Accident Report when Injured in a Bicycle or Pedestrian Accident?

Posted by Francis M. Smith on Fri, Jun 08, 2018

By Francis M. Smith

Finding advice about what to do when you’ve been involved in an automotive accident with another driver isn’t difficult; the internet is full of helpful information, and I’ve written extensively on the topic on this blog. But accident victims who have been hit by a car while walking or riding a bicycle are often confused about how much of that advice applies to their situation. For instance, do you need to file an accident report with the police if you’ve been hit by a car as a pedestrian or cyclist?

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Topics: Bicycle Accidents, Pedestrian Accidents

How Do You Pay A Lawyer To Take Your Case?

Posted by Francis M. Smith on Wed, May 09, 2018

By Francis M. Smith

When you initiate the process of pursuing a truck injury claim, the insurance adjuster assigned to your case will almost certainly try to convince you not to hire a lawyer. One of the most common arguments insurance adjusters present to injured claimants against seeking legal representation is that “hiring a lawyer is expensive.” The reality is that it’s expensive for the insurance company when a claimant hires an attorney, because injured plaintiffs with a lawyer on their side tend recover substantially more money in compensation for their injuries on average than accident victims who go it alone (even after deducting attorney's fees and expenses). But this does raise a very important concern in the minds of individuals just beginning their injury compensation process: how will they pay for the legal representation they need when going up against an insurance company?

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Topics: New Jersey Personal Injury Attorney, contingent fee, settlement compensation

Do You Really Need to Tell Your Lawyer Everything About Your Case?

Posted by Francis M. Smith on Fri, Apr 27, 2018

By Francis M. Smith

After an accident, the process of initiating your personal injury case can be a nerve-wracking experience, especially if you’ve never needed to hire a lawyer before. You may find yourself concerned about what to say, how much to share, especially if there’s anything about your case or circumstances or past that you feel may be embarrassing or damaging. If you feel tempted to hold back certain details from your attorney because you don’t want them being brought up in your case, it’s vital for you to fight that urge. Your lawyer isn’t there to judge you, but rather to help you. He can only do that effectively if he knows the whole story, and can prepare for any snags that may result from the reveal of uncomfortable or damaging facts.

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Topics: NJ Personal Injury Case, New Jersey Personal Injury Attorney, injury compensation

Driving Myths - Distracted Driving Risks Injuries and Lives

Posted by Francis M. Smith on Mon, Apr 23, 2018

Just Drive.

No phoning, texting, interacting with dashboard infotainment. No eating, grooming, daydreaming. Anyone who does risks serious injuries to themselves and to you. It only takes a second of distraction to cause a serious accident with pedestrian, bicycle, or motorcycle, another car or truck.

When behind the wheel, Just Drive.

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Topics: Distracted Driving

When Injured in a Truck Accident, Do You Need a Lawyer?

Posted by Francis M. Smith on Wed, Apr 18, 2018

By Francis M. Smith

When you first begin the process of seeking compensation for your injuries after a truck accident, the insurance adjuster representing the trucking company will most likely try to convince you that hiring a lawyer is unnecessary and expensive, or that your claim will be resolved more quickly and efficiently if you don’t “go to the trouble” of getting a lawyer. In reality, however, injured plaintiffs who work with an attorney receive more money on average in compensation for their injuries than accident victims who pursue their claims unrepresented, even after legal fees and costs are factored in. The insurance adjuster would much rather you go into the injury claim process unrepresented in the hope that your inexperience with the legal process and the stress of your injuries will render you overwhelmed and easier to take advantage of.

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Topics: Motor Vehicle Accidents, Truck Accidents, settlement compensation

What You Need to Know About Insurance Companies When Injured in a Truck Accident

Posted by Francis M. Smith on Fri, Apr 13, 2018

By Francis M. Smith

After you’ve been injured in a truck accident, a representative from the insurance provider representing the trucking company is almost certain to contact you very promptly. The insurance adjuster or investigator who speaks to you will most likely be very friendly and assure you that he wants to help get your claim resolved quickly and easily, and all he needs to make that happen is for you to answer a few questions and sign some release forms. He will probably assure you that you don’t need a lawyer, and that the process will be easier and you will save money without an attorney. However, none of this is true. An insurance adjuster’s job is to protect his employer’s financial resources from “unnecessary losses” like paying out injury claims. No matter how friendly and helpful the insurance adjuster tries to appear, he is not on your side and is not concerned with your best interests. Instead, he hopes to take advantage of the average injured claimant’s lack of experience with the injury claim process to trick accident victims into making mistakes that will hurt their cases and reduce the amount of compensation they can recover.

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Topics: Motor Vehicle Accidents, Truck Accidents, insurance adjuster

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