Injuries That Cause Disabilities in NJ
New Jersey Head Injury Lawyer
Preparing for the Future With a Disability in New Jersey
Some injuries cause temporary pain and inconvenience. Some cause long–term impairment. And others cause disabilities that change the lives of victims forever.
If you were disabled, if you need ongoing medical treatment, and especially if you can no longer work, you need an experienced lawyer to make sure your settlement is truly adequate to cover all your needs.
I'm Francis M. Smith, an attorney with over 30 years of experience handling head injuries, neck and back injuries, joint injuries, spinal cord injuries and brain damage cases. I can efficiently negotiate the settlement you need to prepare for the future you never expected. For a free consultation, call 908-233-5800 or contact my office online today. I represent injured and disabled clients from counties that include Sussex County, Union County, Morris County and Hunterdon County.
What Does Your Settlement Need To Pay For?
It's difficult to put a monetary "value" on the damage caused by a spinal cord, brain or head injury, or serious joint injury. And it's vitally important that the settlement not set that value too low – because the injured party will have to pay the difference.
Working with several experts, I calculate the settlements necessary for all kinds of injuries. I do it by adding up the following factors and more:
- Unpaid medical bills resulting from the injury (past, present and future), or those bills which must be reimbursed for one reason or another.
- Lost wages including lost future earnings
- Loss of enjoyment of life
- Nonmonetary economic contributions to your household, like watching children, cooking or cleaning
- Any alterations that must be made to your home or vehicle
Showing the Insurance Company How Your Life Has Changed
A head injury, spinal cord injury or traumatic brain injury (TBI) will throw obstacles in your life that you never would have imagined before. You can become accustomed to those obstacles and you can even learn to overcome them – but they still require compensation.
To determine how much compensation you need, you need to show the insurance company precisely how your life has been affected. It's not enough to just send medical records. Remember: Insurance adjusters are not doctors. It needs to be explained to them in a way they can understand.
My two greatest strengths are dealing with insurance companies and explaining and communicating complicated ideas using simple language. I can negotiate a settlement that will take care of you for the rest of your life in appropriate cases; each case will depend on the facts and the law. Call me and I’ll explain how they affect your situation.
For a free consultation to discuss a head injury, call 908-233-5800 or just contact my office online.