Personal Injury Articles for the Injured of NJ

After an Accident, How to Handle Your Insurance Company

Posted by Francis M. Smith on Mon, Apr 20, 2015

By Francis M. Smith

Insurance companies advertise themselves as reliable sources of help when disaster strikes; they paint themselves as friends, neighbors, people who are on your side or in your corner, ready to help you. We've all seen the "Good Hands" commercials on TV. These are all great marketing slogans, but the reality is that insurance companies are for-profit businesses, and they make their bottom line by taking in as much money in payments and premiums as they can, and paying out as little for claims as they can get away with. When you suffer a car crash or other accident and need to file an injury claim, you're likely to find the helpful and neighborly spirit of your insurance company vanishing in the face of your claim. Unlike actual friends, your insurer has no motivation to care whether your medical bills are paid in full, or whether you receive compensation for the lost wages and suffering you endured as a result of your injuries. In order to make sure you get the money you deserve, you need to know how to handle your insurance company. If you have retained the services of a personal injury attorney, he or she will do this for you. If you have not, read on.

Read More

Topics: Injuries, Personal Injury, Motor Vehicle Accidents, Automobile Insurance, injury compensation, insurance company

Falls on Public or Government Property

Posted by Francis M. Smith on Fri, Apr 10, 2015

By Francis M. Smith

Seeking compensation for injuries resulting from a fall can be complicated regardless of who the owner or manager of the property is, but when you experience a fall on public property, many additional complications can arise. If you are injured on property owned or controlled by a government entity, whether that entity is a federal, state, or municipal body, the rules governing your premises liability claim are different and more stringent than if the party you intended to sue was a private individual or business.

Read More

Topics: Injuries, Slip and Fall, injury compensation, premises liability

NJ Personal Injury Attorney Warns: Motorcycle Accidents

Posted by Francis M. Smith on Wed, Apr 01, 2015

By Francis M. Smith

There are as many reasons to own and ride a motorcycle as there are riders on the road; motorcycles are fuel-efficient, maneuverable, and fun to ride. They are also inherently more dangerous than cars, simply because a motorcyclist does not have an enclosed passenger cabin to protect him from impact. Cars are designed to absorb the shock of a collision and reduce the amount of force transferred to the people inside, thanks to built-in crumple zones, air bags, and other safety equipment. The only protection a motorcyclist has is the gear he wears and his own skill in avoiding or minimizing the impact of a crash. If you're heading out on the road, it's vital to be as prepared as possible to reduce your risk of a serious accident; even if you can't avoid an accident entirely, remembering a few vital tips may mean the difference between walking away from a crash and becoming a statistic.

Read More

Topics: Injuries, Motorcycle Accident

NJ Personal Injury Attorney Warning: Second Impact Syndrome and Traumatic Brain Injury

Posted by Francis M. Smith on Mon, Mar 30, 2015

By Francis M. Smith

With many types of injury, the severity of the damage sustained by the body is self-evident, as are the limitations to the accident victim resulting from their injury. No reasonable person would expect someone to “walk off” a torn ACL, or think a person with a broken wrist could return to a job requiring heavy lifting after a weekend to recuperate. But all too often, concussion injuries are not treated with the seriousness that they require. Whether it's because there's no visible wound to be wrapped in a cast or brace, or because the symptoms of concussion are largely self-reported issues like headache, nausea, confusion, and dizziness, personality changes, irritability, and light and sound sensitivity, many lay people expect an accident victim to recover from a blow to the head quickly and without complication. Unfortunately, there are serious dangers for a person with a concussion who tries to return to regular activity before they have fully recovered.

Read More

Topics: Injuries, Brain Injury, concussion

Falls Caused by Excessive Weather Conditions - Ice and Snow

Posted by Francis M. Smith on Fri, Mar 27, 2015

By Francis M. Smith

Every year, it seems that winter grows longer, more severe, and more unpredictable. One thing that remains constant, however, is the increased risk of slipping and falling that comes with winter weather. Anyone who has spent a winter in New Jersey knows the perils that come with snow and ice accumulation. When the temperature climbs above freezing for part of the day the danger can actually increase, as packed snow begins to melt and turns to slippery slush, then re-freezes as temperatures drop during the night. Additionally, previously cleared sidewalks can become icy when adjacent snow shoveled off the sidewalk melts, the water flows onto the sidewalk, and freezes. Most people take pains to move carefully across outdoor surfaces when snow and ice cover the ground, but black ice and hidden slick spots under snow cover are difficult to spot.

Read More

Topics: Injuries, Dangerous Premises, Premises Liabiiity, Slip and Fall

Falls on Escalators & Elevators

Posted by Francis M. Smith on Wed, Mar 25, 2015

By Francis M. Smith

While there is no place on most properties that is completely free of the dangers of slip and fall accidents, some areas present both a greater risk of a fall and the potential for more serious injury than other parts of the same property. Many multi-story buildings such as shopping malls and office complexes offer visitors the convenience of using elevators and escalators to travel between floors, and every day thousands of people use these devices without a second thought. But the traffic of those thousands puts a great deal of stress on the machinery and surfaces of escalators and elevators, and without careful and regular maintenance, these can wear down and create hazards that put the lives and bodies of riders at serious risk.

Read More

Topics: Injuries, Trip and Fall, Slip and Fall

Falls on Stairs

Posted by Francis M. Smith on Mon, Mar 23, 2015

By Francis M. Smith

Most of us walk up and down several flights of stairs every day without giving them a second thought. Sometimes these stairs are as short as the two or three front steps into a building, and other times the stairwell spans several stories. In either case, and all those in between, we trust that the stairs have been properly built and well maintained – and most of the time, our confidence is justified. But on those occasions when it is not, serious injury can result. A fall on stairs is often worse than a similar fall on a level floor surface, for the obvious reason that if you are unable to catch yourself, your fall might continue to the bottom of the staircase or landing. In addition, the hard edges of the stairs present a series of painful obstacles to strike against during a fall. In a serious fall on stairs, broken bones, injured knees, ankles and shoulders, traumatic brain injury, spinal trauma, and neck and back injuries are among the potential injuries that an accident victim can suffer.

Read More

Topics: Injuries, Slip and Fall, falls on stairs

Indoor Floors

Posted by Francis M. Smith on Fri, Mar 20, 2015

By Francis M. Smith

Because we see the number of slip and fall injuries change with the seasons due to weather conditions, it's easy to make the mistake of thinking of falling injuries resulting in premises liability cases as primarily or exclusively an outdoor danger. After all, one doesn't generally find rain-slicked autumn leaves, ice or snow accumulation, or cracked pavement forced apart by freezing and thawing, inside buildings. However, slipping and tripping hazards resulting from poor indoor floors are present throughout the year, and can cause serious injuries.

Read More

Topics: Injuries, Premises Liabiiity, Slip and Fall

Falls from Flooring Conditions

Posted by Francis M. Smith on Wed, Mar 18, 2015

By Francis M. Smith

Falls can be caused by any number of hazards placed in your path, but sometimes the greatest danger is a defect in the path itself. Poor floors are often a sign of inadequate maintenance of the property, and can result in serious slipping or tripping injuries. Injury cases caused by a fall on a damaged or poorly maintained flooring surface require different arguments from both the accident victim's attorney and the insurance company, and pose unique challenges to an injured plaintiff seeking to recover compensation for injuries.

Read More

Topics: Injuries, Premises Liabiiity, Slip and Fall

Elevated Falls

Posted by Francis M. Smith on Fri, Mar 13, 2015

By Francis M. Smith

Any accident on another person's or business's property that results in a fall can have serious consequences for the injured person, but not all falls are created equal. There are many ways to categorize falling accidents, but one of the more important factors is the kind of terrain on which the injured person fell: was it a relatively flat surface, or was there an elevation difference involved? Most falling injuries are caused by accidents that take place on a fairly level area, such as an uneven sidewalk, a lawn with a gopher hole, or a slippery supermarket floor. However, elevated falls – accidents that involve falling from any height – often mean much more serious injuries for the accident victim.

Read More

Topics: Injuries, Dangerous Premises, Slip and Fall, elevated falls

Subscribe by Email

Browse by Tag

Follow Me