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Frequently Asked Questions About Motor Vehicle Accidents

Q: If I am rear-ended but there's really no damage to either car and it doesn't seem like I'm hurt, do I even need to bother going through the hassle of exchanging information with the other driver or can I just drive away?

A: You should always exchange complete information with the other driver for a number of reasons. First, you or someone else -- in either vehicle -- may have suffered an injury that has a delayed onset (something common to whiplash-type injuries). The same may be true for the other driver. And, just because there does not appear to have been damage to either vehicle, it may turn out that your car suffered structural rather than cosmetic damage such as a snapped engine or transmission mount, or bumper strut damage.  << More >>

Q: What if the other driver has no insurance?

A: Motor vehicles operated on New Jersey roads must be insured by law. It's estimated, however, that 11 percent of drivers in our state are uninsured, so that law was clearly irrelevant to the uninsured driver who hit you. New Jersey also requires that you carry Uninsured Motorist (UM) Coverage (and underinsured motorist (UIM) coverage is universally offered, though not required, in New Jersey) as part of your auto insurance policy.
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Motor Vehicle Accidents Information Center

A motor vehicle accident can have a devastating impact on you and your family. If you or a loved one has been injured, contact our firm to schedule a consultation with an experienced personal injury attorney.

New Jersey Motor Vehicle Accidents Attorney

New Jersey has the most cars per square mile of any other state in the Union. When those cars collide, the resulting injuries can range from the mild and temporary to severe and permanent. Too often, they are deadly.

I'm Francis M. Smith, founder of The Law Office of Francis M. Smith, Esq.. If you need help recovering the compensation you need, I can help. Call 908-233-5800 or contact my office online for help with:

I can handle injuries of all kinds. Call today for a free consultation!

10 of the Most Common Causes of NJ Motor Vehicle Accidents

They may be called accidents, but not all motor vehicle collisions are truly accidental. There are many circumstances that can cause a motor vehicle accident (and countless more excuses!). If you've been in a motor vehicle accident (MVA), don't assume for a moment that the insurance carrier will act in your best interests, even if the other driver is 100% at fault. More on that later. << More >>

Compensation for NJ Car Accident Personal Injury Claims

NJ drivers may recover compensation for injuries and damages from car accidents, car accidents, truck accidents, motorcycle accidents, pedestrian accidents  << More >>

How to Avoid Wrecking your NJ Car Insurance Claims

When you make an auto insurance claim, you must proceed with care if you hope to avoid a less than desirable (or awful!) outcome.  Your actions or inaction may impact the amount of compensation or medical assistance you receive, or even whether you receive anything at all! << More >>

NJ Uninsured and Underinsured Motorists

In New Jersey, state law requires that you carry Uninsured Motorist Coverage with the following minimum coverage amounts:

  • $15,000 for injuries suffered by a single person in the accident;
  • $30,000 for injuries suffered by all those injured in the accident;
  • $5,000 for property damage caused by the accident.

Most of us have the good sense to protect ourselves with more of this coverage which MUST be made available to you. << More >>

New Jersey No-Fault Insurance Explained

No-fault automobile insurance provides coverage if you are involved in a motor vehicle accident regardless of who was at fault. You might be surprised to discover that statement may be the only simple thing about no-fault insurance. New Jersey is a "no-fault" jurisdiction which means that it has specific statutory and regulatory requirements and limits regarding when, how much and for how long an individual injured in a motor vehicle accident (MVA) may be entitled to benefits resulting from that accident. << More >>

Car Accident Checklist - What to do After a NJ Car Accident

What you do after a motor vehicle accident, both in the immediate aftermath and during the weeks and perhaps even months that follow, will have consequences and may impact you for a long, long time. 
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Motor Vehicle Accident Frequently Asked Questions

If I am rear-ended but there's really no damage to either car and it doesn't seem like I'm hurt, do I even need to bother going through the hassle of exchanging information with the other driver or can I just drive away? 
<< More >>

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The Law Office of Francis M. Smith, Esq.


928 Mountain Avenue
Mountainside, NJ 07092
Phone: 908-233-5800
Fax: 908-233-8488
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1325 State Route 31 S
Annandale, NJ 08801-3126
Phone: 908-735-6955
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Morristown, NJ 07960
Phone: 973-726-7727
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